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About

We built this because we kept seeing the same problem.

Senior SAP consultants — the best in the market — using their own money to cover their clients' payment cycles. That's backwards.

What JETZTPAY is

JETZTPAY is a service from KERNSTEIN, a European SAP engineering firm with direct working relationships inside the enterprises that hire independent SAP consultants.

It's a payment intermediary. It sits between you and your client, handles the financing, and gets you paid fast. That's it.

The problem

You finished the work. The client approved the timesheet. Now you wait.

NET 30. NET 60. NET 90. Those terms protect enterprise cash flow. They don't protect yours. For SAP consultants running their own practice, the gap between approval and payment isn't just annoying — it's a structural problem that gets heavier with every contract you carry.

Your client approves the timesheet. You get paid within 72 hours. Your client settles with us on their normal schedule. Nothing else changes.

JETZTPAY closes the gap. The financing fee is charged to your client, not to you. Your contracted rate arrives in full.

Why KERNSTEIN built this

KERNSTEIN places senior SAP engineers with Fortune 500 and FTSE 100 companies across DACH, the UK, the Netherlands, and the Nordics. We also build SAP Shared Services Centers for global enterprises through the Build Operate Transfer model.

We work both sides of the SAP market. We know what enterprises budget. We know how long freelancers wait. And we kept seeing it: the strongest consultants out there, financing their clients' cash flow out of their own pocket because that's just how the industry works.

JETZTPAY exists because it shouldn't work that way.

How it works for you

Your existing arrangement with your client stays in place in terms of rate, scope, and day-to-day work. What changes is the contract structure underneath it.

When you onboard with JETZTPAY, you sign a new contract with your client through us. JETZTPAY becomes the contracting party between you and the enterprise. Your client knows this — it's transparent. The rate you negotiated doesn't change.

From there, the flow is simple:

1
You submit your timesheet Same as always. Nothing new to learn.
2
Your client approves it That approval is the trigger. Their decision, their process.
3
JETZTPAY pays you — within 72 hours Full contracted amount. No deductions.
4
Your client pays JETZTPAY On their normal 30, 60, or 90-day schedule — plus a small financing fee. You're already paid. This has nothing to do with you.
5 days to set up — we vet your client, not you
72h to payment after each timesheet approval
€0 cost to you — the fee is charged to your client

Who it's for

Independent SAP consultants and contractors billing €200–€2,000/day to named enterprise clients on 30–90 day payment terms. EU-registered business. Client operating in the EU or US.

If that sounds like you, the waitlist is open.

JETZTPAY is pre-launch. Register now to get priority onboarding when the platform opens.

Check your eligibility →